Independent bookkeeping for small businesses

Clarity for your books.Confidence for your business.

Thoughtful, reliable bookkeeping that gives you a clear view of your numbers—and more time to focus on the work you do best.

Based in Northwest Montana, serving small businesses remotely across the USA.

A sunny Pine & Ledger workspace with a branded mug, planner checklist, and bookkeeping dashboard on an open laptop
AccurateApproachableDependable

How I can help

Steady support for the financial side of your business.

No confusing jargon or one-size-fits-all packages. Just the right level of support to keep your books useful, current, and clear.

Monthly Bookkeeping

Keep your financial records accurate and up to date with monthly transaction recording, reconciliations, and financial reporting.

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Payroll Management

Reliable payroll processing to ensure employees are paid accurately and on time, with payroll taxes and filings handled properly.

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Accounts Payable / Bill Paying

Stay on top of expenses with organized bill tracking and timely vendor payments, helping you avoid missed due dates and late fees.

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Accounts Receivable / Invoicing

Keep cash flowing with professional invoicing, payment tracking, and follow-up on outstanding customer balances.

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A simpler way to stay on top of it

Your books shouldn’t keep you up at night.

Our team brings a steady, detail-minded approach to your finances so you always know where things stand.

  1. A quick conversation

    We talk through your business, your current books, and where you need support.

  2. A tailored plan

    You get a clear scope, timeline, and monthly price—without unnecessary extras.

  3. Books you can trust

    Your accounts stay organized and your reports arrive on a dependable rhythm.

Meet the team

Experienced support, grounded in personal service.

Pine & Ledger pairs practical financial expertise with clear, thoughtful support for every client.

The Pine and Ledger team outdoors in Northwest Montana

Kari

With extensive experience in bookkeeping, payroll, office management, and client relations, Kari brings a strong background in financial and administrative operations. She has managed accounts receivable and payable, payroll processing, tax reporting, reconciliations, and day-to-day office operations across multiple organizations. She holds a Master of Science in Management and Leadership and a Bachelor of Applied Science in Business Administration from Western Governors University, along with an Associate of Applied Science in Accounting Technology from Flathead Valley Community College. Her dedication to organization, efficiency, and client service allows her to provide dependable leadership and support in every aspect of business operations.

Sebastiano

Sebastiano brings a strong background in QuickBooks, bookkeeping, client management, quality assurance, and business operations. With over a year of hands-on QuickBooks experience, he has developed extensive knowledge of financial recordkeeping, invoicing, account management, and day-to-day business accounting. His professional experience also includes managing client relationships, providing software training, supporting sales, and resolving complex client needs. Sebastiano combines strong financial and technical skills with a customer-focused approach to help businesses stay organized, efficient, and successful.

Ready when you are

Let’s make your record keeping feel lighter.

Tell me a little about your business and what you need. We'll call or text you shortly to review your answers and follow up to schedule a relaxed, no-pressure conversation.

What services are you looking for?
Your information is used only to respond to your inquiry. Typically replies within two business days.